Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$360,620$360,620$386,910
Remaining term (yrs)29.229.230.0
Secondary amount$0$26,290$0
Funding fee$0$0$0
Note rate6.500%6.500%7.400%
Blended rate7.050%7.182%7.640%
1st payment$2,296.29$2,296.29$2,678.89
2nd payment$0.00$197.17$0.00
Taxes / mo$792.58$792.58$792.58
Insurance / mo$150.00$150.00$150.00
MI / mo$166.51$166.51$77.38
HOA / mo$236.00$236.00$236.00
Total monthly$3,641.39$3,838.56$3,934.85
Cash to close$69,280$42,990$42,990