Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$793,298$746,100
Remaining term (yrs)28.430.0
Secondary amount$0$0
Funding fee$0$0
Note rate6.960%7.400%
Blended rate7.510%7.640%
1st payment$5,335.05$5,165.85
2nd payment$0.00$0.00
Taxes / mo$690.83$690.83
Insurance / mo$216.67$216.67
MI / mo$369.03$149.22
HOA / mo$195.00$195.00
Total monthly$6,806.58$6,417.57
Cash to close$35,702$82,900