Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$644,452$472,500
Remaining term (yrs)26.230.0
Secondary amount$0$0
Funding fee$3,222$0
Note rate6.490%7.400%
Blended rate6.490%7.640%
1st payment$4,260.25$3,271.49
2nd payment$0.00$0.00
Taxes / mo$1,055.17$1,055.17
Insurance / mo$166.67$166.67
MI / mo$0.00$94.50
HOA / mo$87.67$87.67
Total monthly$5,569.76$4,675.50
Cash to close$0$52,500