Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$201,732$202,500
Remaining term (yrs)28.030.0
Secondary amount$0$0
Funding fee$0$0
Note rate6.350%7.400%
Blended rate6.900%7.640%
1st payment$1,283.03$1,402.07
2nd payment$0.00$0.00
Taxes / mo$74.08$74.08
Insurance / mo$150.00$150.00
MI / mo$93.42$40.50
HOA / mo$0.92$0.92
Total monthly$1,601.46$1,667.57
Cash to close$23,268$22,500