Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$265,552$265,500
Remaining term (yrs)26.730.0
Secondary amount$0$0
Funding fee$1,328$0
Note rate6.790%7.320%
Blended rate6.790%7.560%
1st payment$1,794.21$1,823.80
2nd payment$0.00$0.00
Taxes / mo$245.83$245.83
Insurance / mo$150.00$150.00
MI / mo$0.00$53.10
HOA / mo$20.83$20.83
Total monthly$2,210.87$2,293.56
Cash to close$29,448$29,500