Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$324,617$315,000
Remaining term (yrs)26.330.0
Secondary amount$0$0
Funding fee$1,623$0
Note rate6.330%7.320%
Blended rate6.330%7.560%
1st payment$2,110.54$2,163.83
2nd payment$0.00$0.00
Taxes / mo$174.08$174.08
Insurance / mo$150.00$150.00
MI / mo$0.00$63.00
HOA / mo$25.00$25.00
Total monthly$2,459.62$2,575.91
Cash to close$25,383$35,000