Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$406,519$406,519$433,800
Remaining term (yrs)27.527.530.0
Secondary amount$0$27,281$0
Funding fee$0$0$0
Note rate6.790%6.790%7.320%
Blended rate7.340%7.444%7.560%
1st payment$2,717.72$2,717.72$2,979.91
2nd payment$0.00$204.61$0.00
Taxes / mo$758.83$758.83$758.83
Insurance / mo$166.67$166.67$166.67
MI / mo$191.26$191.26$86.76
HOA / mo$13.83$13.83$13.83
Total monthly$3,848.31$4,052.92$4,006.00
Cash to close$75,481$48,200$48,200