Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$362,209$362,209$747,000
Remaining term (yrs)24.124.130.0
Secondary amount$0$384,791$0
Funding fee$1,811$1,811$0
Note rate2.870%2.870%7.400%
Blended rate2.870%5.384%7.640%
1st payment$1,729.12$1,729.12$5,172.08
2nd payment$0.00$2,485.11$0.00
Taxes / mo$691.67$691.67$691.67
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$149.40
HOA / mo$40.00$40.00$40.00
Total monthly$2,677.45$5,162.56$6,269.81
Cash to close$467,791$83,000$83,000