Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$276,133$266,400
Remaining term (yrs)28.430.0
Secondary amount$0$0
Funding fee$1,381$0
Note rate7.040%7.320%
Blended rate7.040%7.560%
1st payment$1,873.38$1,829.98
2nd payment$0.00$0.00
Taxes / mo$668.50$668.50
Insurance / mo$150.00$150.00
MI / mo$0.00$53.28
HOA / mo$0.00$0.00
Total monthly$2,691.88$2,701.76
Cash to close$19,867$29,600