Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$619,332$557,991
Remaining term (yrs)27.830.0
Secondary amount$0$0
Funding fee$0$0
Note rate5.880%7.320%
Blended rate6.430%7.560%
1st payment$3,767.36$3,833.01
2nd payment$0.00$0.00
Taxes / mo$516.66$516.66
Insurance / mo$166.67$166.67
MI / mo$291.74$111.60
HOA / mo$124.00$124.00
Total monthly$4,866.42$4,751.93
Cash to close$658$61,999