Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$366,739$350,910
Remaining term (yrs)27.030.0
Secondary amount$0$0
Funding fee$0$0
Note rate7.180%7.400%
Blended rate7.730%7.640%
1st payment$2,560.53$2,429.63
2nd payment$0.00$0.00
Taxes / mo$116.67$116.67
Insurance / mo$150.00$150.00
MI / mo$173.24$70.18
HOA / mo$0.00$0.00
Total monthly$3,000.44$2,766.48
Cash to close$23,161$38,990