Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$692,684$692,684$764,100
Remaining term (yrs)25.525.530.0
Secondary amount$0$71,416$0
Funding fee$3,463$3,463$0
Note rate4.420%4.420%7.320%
Blended rate4.420%4.848%7.560%
1st payment$3,764.57$3,764.57$5,248.84
2nd payment$0.00$535.62$0.00
Taxes / mo$287.83$287.83$287.83
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$152.82
HOA / mo$84.67$84.67$84.67
Total monthly$4,353.74$4,889.37$5,990.83
Cash to close$156,316$84,900$84,900