Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$303,725$303,725$472,500
Remaining term (yrs)25.425.430.0
Secondary amount$0$168,775$0
Funding fee$1,519$1,519$0
Note rate3.140%3.140%7.400%
Blended rate3.140%4.876%7.640%
1st payment$1,443.64$1,443.64$3,271.49
2nd payment$0.00$1,125.17$0.00
Taxes / mo$179.08$179.08$179.08
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$94.50
HOA / mo$0.00$0.00$0.00
Total monthly$1,789.39$2,914.56$3,711.74
Cash to close$221,275$52,500$52,500