Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$320,173$306,000
Remaining term (yrs)26.330.0
Secondary amount$0$0
Funding fee$1,601$0
Note rate6.420%7.400%
Blended rate6.420%7.640%
1st payment$2,099.83$2,118.68
2nd payment$0.00$0.00
Taxes / mo$365.42$365.42
Insurance / mo$150.00$150.00
MI / mo$0.00$61.20
HOA / mo$0.00$0.00
Total monthly$2,615.25$2,695.30
Cash to close$19,827$34,000