Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$50,203$50,203$139,410
Remaining term (yrs)20.920.930.0
Secondary amount$0$89,207$0
Funding fee$251$251$0
Note rate3.780%3.780%7.320%
Blended rate3.780%7.120%7.560%
1st payment$288.19$288.19$957.65
2nd payment$0.00$669.05$0.00
Taxes / mo$126.33$126.33$126.33
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$27.88
HOA / mo$0.00$0.00$0.00
Total monthly$564.52$1,233.58$1,261.87
Cash to close$104,697$15,490$15,490