Dan Frey Home Loans
Call Dan

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$109,839$109,839$351,000
Remaining term (yrs)19.219.230.0
Secondary amount$0$241,161$0
Funding fee$0$0$0
Note rate3.750%3.750%7.320%
Blended rate4.600%6.764%7.560%
1st payment$666.33$666.33$2,411.13
2nd payment$0.00$1,557.50$0.00
Taxes / mo$206.83$206.83$206.83
Insurance / mo$150.00$150.00$150.00
MI / mo$101.92$101.92$70.20
HOA / mo$0.00$0.00$0.00
Total monthly$1,125.08$2,682.58$2,838.16
Cash to close$280,161$39,000$39,000