Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$254,955$254,955$268,650
Remaining term (yrs)26.326.330.0
Secondary amount$0$28,620$0
Funding fee$1,275$1,275$0
Note rate6.310%6.310%7.400%
Blended rate6.310%6.872%7.640%
1st payment$1,654.42$1,654.42$1,860.08
2nd payment$0.00$283.21$0.00
Taxes / mo$248.75$248.75$248.75
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$53.73
HOA / mo$0.00$0.00$0.00
Total monthly$2,053.17$2,336.38$2,312.56
Cash to close$43,545$14,925$29,850