Dan Frey Home Loans
Call Dan

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$233,244$233,244$382,455
Remaining term (yrs)25.125.130.0
Secondary amount$0$149,211$0
Funding fee$0$0$0
Note rate3.090%3.090%7.320%
Blended rate3.940%5.524%7.560%
1st payment$1,109.68$1,109.68$2,627.20
2nd payment$0.00$994.74$0.00
Taxes / mo$586.17$586.17$586.17
Insurance / mo$150.00$150.00$150.00
MI / mo$184.31$184.31$76.49
HOA / mo$0.00$0.00$0.00
Total monthly$2,030.16$3,024.90$3,439.86
Cash to close$191,706$42,495$42,495