Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$151,737$151,737$278,100
Remaining term (yrs)24.424.430.0
Secondary amount$0$126,363$0
Funding fee$759$759$0
Note rate2.730%2.730%7.400%
Blended rate2.730%5.125%7.640%
1st payment$706.69$706.69$1,925.51
2nd payment$0.00$842.42$0.00
Taxes / mo$236.08$236.08$236.08
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$55.62
HOA / mo$0.00$0.00$0.00
Total monthly$1,092.77$1,935.19$2,367.21
Cash to close$157,263$30,900$30,900