Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$439,111$439,111$897,300
Remaining term (yrs)24.024.030.0
Secondary amount$0$458,189$0
Funding fee$2,196$2,196$0
Note rate2.900%2.900%7.400%
Blended rate2.900%5.377%7.640%
1st payment$2,108.00$2,108.00$6,212.72
2nd payment$0.00$2,959.14$0.00
Taxes / mo$830.83$830.83$830.83
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$179.46
HOA / mo$0.00$0.00$0.00
Total monthly$3,155.50$6,114.64$7,439.68
Cash to close$557,889$99,700$99,700