Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$713,628$674,099
Remaining term (yrs)25.430.0
Secondary amount$0$0
Funding fee$3,568$0
Note rate4.000%7.400%
Blended rate4.000%7.640%
1st payment$3,723.83$4,667.33
2nd payment$0.00$0.00
Taxes / mo$624.17$624.17
Insurance / mo$216.67$216.67
MI / mo$0.00$134.82
HOA / mo$0.00$0.00
Total monthly$4,564.67$5,642.98
Cash to close$35,371$74,900