Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$395,863$395,863$674,100
Remaining term (yrs)24.424.430.0
Secondary amount$0$278,237$0
Funding fee$1,979$1,979$0
Note rate2.730%2.730%7.400%
Blended rate2.730%4.802%7.640%
1st payment$1,848.07$1,848.07$4,667.33
2nd payment$0.00$1,796.95$0.00
Taxes / mo$789.92$789.92$789.92
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$134.82
HOA / mo$0.00$0.00$0.00
Total monthly$2,854.65$4,651.60$5,808.74
Cash to close$353,137$74,900$74,900