Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$418,564$418,500
Remaining term (yrs)27.730.0
Secondary amount$0$0
Funding fee$2,093$0
Note rate7.020%7.320%
Blended rate7.020%7.560%
1st payment$2,855.61$2,874.80
2nd payment$0.00$0.00
Taxes / mo$387.50$387.50
Insurance / mo$166.67$166.67
MI / mo$0.00$83.70
HOA / mo$0.00$0.00
Total monthly$3,409.77$3,512.67
Cash to close$46,436$46,500