Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$12,612$12,612$224,910
Remaining term (yrs)3.03.030.0
Secondary amount$0$212,298$0
Funding fee$63$63$0
Note rate3.220%3.220%7.320%
Blended rate3.220%7.496%7.560%
1st payment$349.55$349.55$1,544.98
2nd payment$0.00$1,371.09$0.00
Taxes / mo$56.75$56.75$56.75
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$44.98
HOA / mo$245.00$245.00$245.00
Total monthly$801.30$2,172.39$2,041.71
Cash to close$237,288$24,990$24,990