Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$484,470$484,470$575,999
Remaining term (yrs)25.125.130.0
Secondary amount$0$91,529$0
Funding fee$2,422$2,422$0
Note rate3.140%3.140%7.400%
Blended rate3.140%4.071%7.640%
1st payment$2,317.64$2,317.64$3,988.10
2nd payment$0.00$686.47$0.00
Taxes / mo$533.33$533.33$533.33
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$115.20
HOA / mo$0.00$0.00$0.00
Total monthly$3,017.64$3,704.10$4,803.30
Cash to close$155,529$64,000$64,000