Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$525,902$512,910
Remaining term (yrs)27.430.0
Secondary amount$0$0
Funding fee$2,630$0
Note rate6.940%7.400%
Blended rate6.940%7.640%
1st payment$3,570.90$3,551.29
2nd payment$0.00$0.00
Taxes / mo$48.25$48.25
Insurance / mo$166.67$166.67
MI / mo$0.00$102.58
HOA / mo$121.33$121.33
Total monthly$3,907.15$3,990.11
Cash to close$43,998$56,990