Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$269,603$269,910
Remaining term (yrs)25.530.0
Secondary amount$0$0
Funding fee$1,348$0
Note rate3.850%7.320%
Blended rate3.850%7.560%
1st payment$1,379.22$1,854.09
2nd payment$0.00$0.00
Taxes / mo$628.50$628.50
Insurance / mo$150.00$150.00
MI / mo$0.00$53.98
HOA / mo$118.00$118.00
Total monthly$2,275.72$2,804.58
Cash to close$30,297$29,990