Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$365,803$365,803$620,910
Remaining term (yrs)24.024.030.0
Secondary amount$0$255,107$0
Funding fee$1,829$1,829$0
Note rate2.900%2.900%7.320%
Blended rate2.900%4.893%7.560%
1st payment$1,756.07$1,756.07$4,265.22
2nd payment$0.00$1,647.57$0.00
Taxes / mo$315.58$315.58$315.58
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$124.18
HOA / mo$0.00$0.00$0.00
Total monthly$2,238.32$3,885.89$4,871.65
Cash to close$324,097$68,990$68,990