Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$290,818$274,410
Remaining term (yrs)30.130.0
Secondary amount$0$0
Funding fee$1,454$0
Note rate6.300%7.400%
Blended rate6.300%7.640%
1st payment$1,795.07$1,899.96
2nd payment$0.00$0.00
Taxes / mo$34.17$34.17
Insurance / mo$150.00$150.00
MI / mo$0.00$54.88
HOA / mo$0.00$0.00
Total monthly$1,979.24$2,139.01
Cash to close$14,082$30,490