Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$0$0$765,000
Remaining term (yrs)0.00.030.0
Secondary amount$0$765,000$0
Funding fee$0$0$0
Note rate4.340%4.340%7.400%
Blended rate4.340%7.750%7.640%
1st payment$916.65$916.65$5,296.71
2nd payment$0.00$4,940.63$0.00
Taxes / mo$708.33$708.33$708.33
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$153.00
HOA / mo$0.00$0.00$0.00
Total monthly$1,841.65$6,782.28$6,374.71
Cash to close$850,000$85,000$85,000