Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$150,264$150,264$332,100
Remaining term (yrs)16.516.530.0
Secondary amount$0$181,836$0
Funding fee$751$751$0
Note rate3.540%3.540%7.400%
Blended rate3.540%5.982%7.640%
1st payment$995.71$995.71$2,299.39
2nd payment$0.00$1,212.24$0.00
Taxes / mo$307.50$307.50$307.50
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$66.42
HOA / mo$0.00$0.00$0.00
Total monthly$1,453.21$2,665.44$2,823.31
Cash to close$218,736$36,900$36,900