Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$558,982$526,500
Remaining term (yrs)26.530.0
Secondary amount$0$0
Funding fee$2,795$0
Note rate6.540%7.320%
Blended rate6.540%7.560%
1st payment$3,695.58$3,616.69
2nd payment$0.00$0.00
Taxes / mo$180.50$180.50
Insurance / mo$166.67$166.67
MI / mo$0.00$105.30
HOA / mo$35.00$35.00
Total monthly$4,077.74$4,104.16
Cash to close$26,018$58,500