Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$295,410$295,410$346,500
Remaining term (yrs)24.924.930.0
Secondary amount$0$51,090$0
Funding fee$1,477$1,477$0
Note rate2.800%2.800%7.320%
Blended rate2.800%3.714%7.560%
1st payment$1,370.33$1,370.33$2,380.21
2nd payment$0.00$383.17$0.00
Taxes / mo$116.83$116.83$116.83
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$69.30
HOA / mo$0.00$0.00$0.00
Total monthly$1,637.17$2,020.34$2,716.35
Cash to close$89,590$38,500$38,500