Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$335,720$328,410
Remaining term (yrs)27.930.0
Secondary amount$0$0
Funding fee$0$0
Note rate6.500%7.320%
Blended rate7.050%7.560%
1st payment$2,172.16$2,255.95
2nd payment$0.00$0.00
Taxes / mo$282.08$282.08
Insurance / mo$150.00$150.00
MI / mo$157.51$65.68
HOA / mo$0.00$0.00
Total monthly$2,761.76$2,753.71
Cash to close$29,180$36,490