Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$172,093$172,093$382,500
Remaining term (yrs)17.717.730.0
Secondary amount$0$210,407$0
Funding fee$860$860$0
Note rate4.200%4.200%7.320%
Blended rate4.200%6.153%7.560%
1st payment$1,143.92$1,143.92$2,627.51
2nd payment$0.00$1,358.88$0.00
Taxes / mo$284.00$284.00$284.00
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$76.50
HOA / mo$0.00$0.00$0.00
Total monthly$1,577.92$2,936.81$3,138.01
Cash to close$252,907$42,500$42,500