Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$332,031$332,031$404,999
Remaining term (yrs)24.824.830.0
Secondary amount$0$72,968$0
Funding fee$1,660$1,660$0
Note rate2.900%2.900%7.400%
Blended rate2.900%3.999%7.640%
1st payment$1,560.86$1,560.86$2,804.13
2nd payment$0.00$547.26$0.00
Taxes / mo$529.92$529.92$529.92
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$81.00
HOA / mo$71.00$71.00$71.00
Total monthly$2,311.78$2,859.04$3,636.05
Cash to close$117,968$45,000$45,000