Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$390,898$352,800
Remaining term (yrs)27.530.0
Secondary amount$0$0
Funding fee$1,954$0
Note rate4.400%7.320%
Blended rate4.400%7.560%
1st payment$2,037.89$2,423.49
2nd payment$0.00$0.00
Taxes / mo$395.25$395.25
Insurance / mo$150.00$150.00
MI / mo$0.00$70.56
HOA / mo$0.00$0.00
Total monthly$2,583.14$3,039.30
Cash to close$1,102$39,200