Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$304,803$290,700
Remaining term (yrs)28.330.0
Secondary amount$0$0
Funding fee$1,524$0
Note rate6.890%7.400%
Blended rate6.890%7.640%
1st payment$2,039.59$2,012.75
2nd payment$0.00$0.00
Taxes / mo$303.08$303.08
Insurance / mo$150.00$150.00
MI / mo$0.00$58.14
HOA / mo$607.00$607.00
Total monthly$3,099.67$3,130.97
Cash to close$18,197$32,300