Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$410,412$378,000
Remaining term (yrs)25.630.0
Secondary amount$0$0
Funding fee$2,052$0
Note rate5.100%7.400%
Blended rate5.100%7.640%
1st payment$2,388.38$2,617.20
2nd payment$0.00$0.00
Taxes / mo$181.50$181.50
Insurance / mo$150.00$150.00
MI / mo$0.00$75.60
HOA / mo$0.00$0.00
Total monthly$2,719.88$3,024.30
Cash to close$9,588$42,000