Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$64,042$64,042$395,910
Remaining term (yrs)5.25.230.0
Secondary amount$0$331,868$0
Funding fee$320$320$0
Note rate4.030%4.030%7.320%
Blended rate4.030%7.148%7.560%
1st payment$1,113.71$1,113.71$2,719.63
2nd payment$0.00$2,143.32$0.00
Taxes / mo$42.75$42.75$42.75
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$79.18
HOA / mo$0.00$0.00$0.00
Total monthly$1,306.46$3,449.77$2,991.56
Cash to close$375,858$43,990$43,990