Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$386,384$382,410
Remaining term (yrs)25.930.0
Secondary amount$0$0
Funding fee$1,932$0
Note rate5.510%7.400%
Blended rate5.510%7.640%
1st payment$2,332.78$2,647.73
2nd payment$0.00$0.00
Taxes / mo$80.83$80.83
Insurance / mo$150.00$150.00
MI / mo$0.00$76.48
HOA / mo$45.83$45.83
Total monthly$2,609.44$3,000.87
Cash to close$38,516$42,490