Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$343,564$343,564$386,910
Remaining term (yrs)28.128.130.0
Secondary amount$0$43,346$0
Funding fee$0$0$0
Note rate6.320%6.320%7.400%
Blended rate6.870%7.109%7.640%
1st payment$2,176.16$2,176.16$2,678.89
2nd payment$0.00$325.10$0.00
Taxes / mo$877.17$877.17$877.17
Insurance / mo$150.00$150.00$150.00
MI / mo$160.80$160.80$77.38
HOA / mo$55.00$55.00$55.00
Total monthly$3,419.12$3,744.22$3,838.44
Cash to close$86,336$42,990$42,990