Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$77,438$77,438$314,910
Remaining term (yrs)15.415.430.0
Secondary amount$0$237,472$0
Funding fee$387$387$0
Note rate3.950%3.950%7.400%
Blended rate3.950%6.816%7.640%
1st payment$555.21$555.21$2,180.37
2nd payment$0.00$1,533.67$0.00
Taxes / mo$165.75$165.75$165.75
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$62.98
HOA / mo$0.00$0.00$0.00
Total monthly$870.96$2,404.63$2,559.11
Cash to close$272,462$34,990$34,990