Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$174,429$174,429$359,100
Remaining term (yrs)23.423.430.0
Secondary amount$0$184,671$0
Funding fee$872$872$0
Note rate3.450%3.450%7.400%
Blended rate3.450%5.790%7.640%
1st payment$903.64$903.64$2,486.34
2nd payment$0.00$1,231.14$0.00
Taxes / mo$553.83$553.83$553.83
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$71.82
HOA / mo$60.00$60.00$60.00
Total monthly$1,667.48$2,898.62$3,321.99
Cash to close$224,571$39,900$39,900