Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$318,799$315,000
Remaining term (yrs)27.330.0
Secondary amount$0$0
Funding fee$1,594$0
Note rate6.950%7.400%
Blended rate6.950%7.640%
1st payment$2,171.12$2,181.00
2nd payment$0.00$0.00
Taxes / mo$180.92$180.92
Insurance / mo$150.00$150.00
MI / mo$0.00$63.00
HOA / mo$73.00$73.00
Total monthly$2,575.04$2,647.91
Cash to close$31,201$35,000