Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$834,104$782,100
Remaining term (yrs)25.430.0
Secondary amount$0$0
Funding fee$4,171$0
Note rate4.000%7.320%
Blended rate4.000%7.560%
1st payment$4,352.50$5,372.48
2nd payment$0.00$0.00
Taxes / mo$408.50$408.50
Insurance / mo$216.67$216.67
MI / mo$0.00$156.42
HOA / mo$0.00$0.00
Total monthly$4,977.67$6,154.07
Cash to close$34,896$86,900