Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$474,849$450,000
Remaining term (yrs)28.130.0
Secondary amount$0$0
Funding fee$2,374$0
Note rate6.320%7.320%
Blended rate6.320%7.560%
1st payment$3,007.72$3,091.19
2nd payment$0.00$0.00
Taxes / mo$417.50$417.50
Insurance / mo$166.67$166.67
MI / mo$0.00$90.00
HOA / mo$115.00$115.00
Total monthly$3,706.89$3,880.35
Cash to close$25,151$50,000