Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$154,310$157,410
Remaining term (yrs)26.830.0
Secondary amount$0$0
Funding fee$772$0
Note rate6.710%7.400%
Blended rate6.710%7.640%
1st payment$1,033.51$1,089.88
2nd payment$0.00$0.00
Taxes / mo$17.42$17.42
Insurance / mo$150.00$150.00
MI / mo$0.00$31.48
HOA / mo$310.00$310.00
Total monthly$1,510.92$1,598.77
Cash to close$20,590$17,490