Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$67,767$67,767$152,910
Remaining term (yrs)24.624.630.0
Secondary amount$0$85,143$0
Funding fee$339$339$0
Note rate2.830%2.830%7.320%
Blended rate2.830%6.266%7.560%
1st payment$317.59$317.59$1,050.39
2nd payment$0.00$638.58$0.00
Taxes / mo$102.33$102.33$102.33
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$30.58
HOA / mo$0.00$0.00$0.00
Total monthly$569.92$1,208.50$1,333.30
Cash to close$102,133$16,990$16,990