Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$323,688$323,688$395,910
Remaining term (yrs)25.825.830.0
Secondary amount$0$72,222$0
Funding fee$0$0$0
Note rate5.090%5.090%7.400%
Blended rate5.940%6.498%7.640%
1st payment$1,875.93$1,875.93$2,741.20
2nd payment$0.00$541.66$0.00
Taxes / mo$348.08$348.08$348.08
Insurance / mo$150.00$150.00$150.00
MI / mo$245.01$245.01$79.18
HOA / mo$37.50$37.50$37.50
Total monthly$2,656.52$3,198.18$3,355.97
Cash to close$116,212$43,990$43,990